SiteSquare

Subcontractor insurance requirements builder

Answer five questions about the job and get the insurance to ask a subcontractor for: coverages, limits and endorsements, plus sample contract language that says the same thing.

About the job

What kind of work will the sub do?
Is this a public works project?
Will the sub drive on site or haul material?
Does the sub have employees?
What is the subcontract worth?

Used as the additional insured and certificate holder. Leave blank to write “Contractor”.

How the answers change the requirements

  • Every set starts from the same starter requirements SiteSquare offers its customers for that kind of work.
  • Public works projects add a waiver of subrogation and primary & non-contributory wording on general liability.
  • A sub that never drives or hauls on site isn't asked for automobile liability.
  • Larger subcontracts add an umbrella policy: $2 million from $250,000, $5 million over $1 million.
  • A sole owner with no employees can show proof of a workers' compensation exemption instead of a policy.
Subcontractor Insurance Requirements Builder | SiteSquare